{"id":13926,"date":"2025-01-17T12:18:10","date_gmt":"2025-01-17T10:18:10","guid":{"rendered":"https:\/\/harbornefinance.co.za\/?page_id=13926"},"modified":"2025-01-17T14:49:05","modified_gmt":"2025-01-17T12:49:05","slug":"code-of-practice","status":"publish","type":"page","link":"https:\/\/harbornefinance.co.za\/index.php\/code-of-practice\/","title":{"rendered":"Code of Practice"},"content":{"rendered":"\t\t
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Code of Practice<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Purpose<\/strong><\/p>

  • This Code of Practice outlines Harborne Finance’s commitment to ethical business conduct and responsible lending in accordance with South African regulations.<\/li><\/ul>

    Ethical Lending Principles<\/strong><\/p>

    • Transparent terms and conditions<\/li>
    • Fair treatment of clients<\/li>
    • Responsible credit assessment<\/li>
    • Compliance with the National Credit Act (NCA)<\/li><\/ul>

      Client Responsibilities<\/strong><\/p>

      • Providing accurate financial information<\/li>
      • Understanding loan obligations before signing contracts<\/li><\/ul>

        Dispute Resolution<\/strong><\/p>

        • Harborne Finance will resolve disputes fairly and efficiently.<\/li>
        • Complaints can be submitted to complaints@harbornefinance.co.za<\/li><\/ul>

          Staff Conduct<\/strong><\/p>

          • All staff must adhere to professional conduct standards and avoid conflicts of interest.<\/li><\/ul>

            Compliance and Review<\/strong><\/p>

            • This Code will be reviewed regularly to ensure continued compliance with NCR standards.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

              Code of Practice Purpose This Code of Practice outlines Harborne Finance’s commitment to ethical business conduct and responsible lending in accordance with South African regulations. Ethical Lending Principles Transparent terms and conditions Fair treatment of clients Responsible credit assessment Compliance […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-13926","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/pages\/13926","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/comments?post=13926"}],"version-history":[{"count":22,"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/pages\/13926\/revisions"}],"predecessor-version":[{"id":14003,"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/pages\/13926\/revisions\/14003"}],"wp:attachment":[{"href":"https:\/\/harbornefinance.co.za\/index.php\/wp-json\/wp\/v2\/media?parent=13926"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}